1.Terms
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained on this web site are protected by applicable copyright and trade mark laws. For more information, please visit our copyright and privacy policy page.
2. Accessing Bullion List
By accessing material published on Bullion List, you agree that you may not:
a. Modify or copy any material without written consent,
b. Use material for any commercial purpose, or for any public display,
c. Attempt to decompile or reverse engineer any software contained on the Bullion List web site,
d. Remove any copyright or other proprietary notations from the materials, or
e. Transfer the material to another person or "mirror" the material on any other server.
f. Restricts or inhibit any other user from using or enjoying this site,
g. Transmit, post, or distribute anything that is obscene, libellous, abusive, vulgar, threatening, discourteous or otherwise objectionable, violates any law or rights of any party, or a virus or other harmful material. Users are solely liable for any damage resulting from any infringement of rights or other harm resulting from such submissions.
Access to Bullion List’s services may be suspended or terminated if you violate any of these restrictions. Upon termination, you must destroy any downloaded material in your possession whether in electronic or printed format.
3. Your Obligations
In using this website you agree to (a) provide true, accurate, current and complete information about yourself as prompted by the checkout form for your account information and (b) maintain and promptly update that information to keep it true, accurate, current and complete.
If you provide any information that is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we may suspend or terminate your account and refuse any and all current and future use of this site.
4. Passwords
You are responsible for maintaining the confidentiality of your password and are fully responsible for all activities that occur under your password or account. You agree to immediately notify us of any unauthorised use of your password or account or any other breach of security.
5. Errors
Any material appearing on Bullion List's web site could include technical, typographical, or photographic errors. We do not warrant that any of the material on the web site is accurate, complete, or current. Bullion List may make changes to the material contained on its web site at any time and without notice.
6. Ordering Goods
Orders can only be placed by people legally able to engage in a contract. Any order placed by you via this Web Site is an offer by you to purchase a particular product or service for the price (including the delivery and other charges) specified in this website at the time you place your order. We reserve the right to accept or reject your offer for any reason, including, but without limitation, the unavailability of any product, an error in the price or the product description posted on this website, an error in your order or a failure in your payment.
Your ability to purchase products and services from this website may be suspended or terminated at any time by us without notice. The products and services offered for sale are only available to individuals who are over 18 and can make legally binding contracts.
7. Australian Goods & Services Tax (GST)
All orders placed within Australia are subject to the Australian Goods and Services Tax (GST). The majority of bullion products are GST free however some items may attract the GST and Bullion List is obliged to collect it. All prices listed on the site, include the GST if applicable. All International Orders are GST free.
8. Payment Options
Payment to Bullion List must be provided using a credit card, bank transfer (direct deposit), bank cheque, or Australian Post money orders. Credit card orders for any amounts are reviewed on an order by order basis. Large credit card orders may be subject to additional documentation or screening and are subject to our approval. Therefore, we recommend paying by one of the other methods on orders more than $2,500.
9. Credit Card Security.
First time customers paying by Credit Card may be asked to provide payment by bank transfer. This will not apply once your identity has been established. This is required to reduce the instances of fraud.
10. Pricing
Prices of products, services, delivery and other charges displayed on this website are current at the time of issue, but may change at any time and are subject to availability. The availability of products and services may change from time to time. Bullion List retains title to the products you order until you have made payment in full for those products.
11.Verification of Identity
Bullion List is obliged under Australian legislation to ask for proof of identity for order exceeding $5000. Customers only need to go through verification once.
To become verified, we would appreciate if you can send us copies of the following documents:
A. Drivers license or Passport AND
B Current utility bill AND
C Medicare card.
12. Delivery of Goods
Due to the valuable nature of our products, we require a signature from an authorised person for your delivery at your nominated delivery address. Products will be deemed received by you, if accepted by a person at your nominated delivery address. Insurance applies until the order is delivered to your nominated address. Delivery details must include a daytime contact telephone number. Post Office boxes cannot be used for deliveries by FedEx but are acceptable for deliveries by Australia Post.
No Shipping to PO Box Address, customers need to provide physical shipping address for delivery.
13. Cancellation of Orders
Once we have accepted your order, all prices are locked-in whether buying from us or selling to us. It is not our intention to enter into buying and/or selling transactions, accepting the risks involved only to have them cancelled. However, we realise rare situations happen where orders need to be cancelled. Should you elect to cancel your order, you must do so during our normal business hours of 9:00 AM – 5:00 PM Australian eastern time Monday – Friday. All cancellations are subject a 17.25% cancellation fee.
14. Complaints
Bullion List takes complaints very seriously. Our number one aim is to give the best service in the marketplace. Once a complaint has been received and assessed, a reply will be sent notifying you of what action is being taken and when it will be resolved.
15. Jurisdiction
Bullion List is based in New South Wales, Australia and operates within the normal laws of commerce under Australian business law. The normal laws of international commerce apply to international transactions. Any disputes will be held under New South Wales Law in a Court of Law.
16. Investment Risks
All investments involve risk – bullion is no exception. The value of bullion is affected by many economic factors, including the current market price of bullion, the perceived scarcity of the coins / bars and other factors. Some of these factors include the quality and current demand and general market sentiment.
Therefore, because both bullion bars and bullion coins can go down as well as up in value, investing in them may not be suitable for everyone. Since all investments, including bullion, can decline in value, you should understand them well, and have adequate cash reserves and disposable income before considering a bullion or coin investment.
COPYRIGHT NOTICE AND PRIVACY POLICY
All RIGHTS RESERVED: No part of this website may be reproduced, transmitted or stored in any form or by any means whatsoever including: electronic or mechanical, photocopying, recording or by any informational storage or retrieval system without expressed written permission from Bullion List Pty Ltd. All text and images on this web site are the copyright of or licensed by Bullion List Pty Ltd, except as noted. To copy or reproduce in any form, in part or full or disclose to third parties without written authority is an offence under the Copyright Act 1968.
DISCLAIMER: The information contained on this web site is to be taken as a general guide only. All the information found within it is as accurate and up to date as possible. Bullion List Pty Ltd cannot anticipate or control the conditions under which this information may be used. The user should review the information in the specific context of the intended usage. Bullion List Pty Ltd will not be responsible for damages of any nature resulting from the use of or reliance of this information. Any articles or commentary provided on the site are for purely entertainment purposes only. Bullion List is not a registered financial adviser. No expressed or implied warranties are given other than those implied mandatory by the laws of the Commonwealth, Territories and States of Australia.
YOUR INFORMATION:
· We do not sell, rent, lease or otherwise share your personal information, except as required under Australian law.
· We only collect and use personal information solely in connection with fulfilling precious metals trades.
· We will only retain personal information as long as necessary for the fulfillment of those purposes.
· We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. · Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
· We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
· We will make readily available to customers information about our policies and practices relating to the management of personal information.
USE OF COOKIES:
· Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.
· We use cookies to help us remember and process the items in your shopping cart and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
ONLINE PRIVACY POLICY: This online privacy policy applies only to information collected through our website and not to information collected offline.
TERMS AND CONDITIONS:
Please also visit our Terms and Conditions section establishing the use of our website
YOUR CONSENT:
By using our site, you consent to our privacy policy.
CHANGES TO THIS POLICY:
If we decide to change our privacy policy, we will post those changes on this page. This policy was last updated on 23th April 2010.
CONTACTING US:
If there are any questions regarding this privacy policy you may contact us through the Contact Us page or sending email to info@bullionlist.com.au